Differentiate between a checking account and a debit card. Learn how each works, their pros and cons, and when you need them for money management.

Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.

There are huge differences between swiping a debit card and swiping a credit card. And these differences go far beyond whether or not you’re racking up credit card debt. Debit and credit cards give ...