A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Chad Langager is a co-founder of Second Summit Ventures. He started as an intern at Investopedia.com, eventually leaving for the startup scene. Erika Rasure is globally-recognized as a leading ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

It may be hard to imagine digging yourself out of $100,000 in credit card debt and boosting your credit score by 400 points. But it's possible—just ask Lynnette Khalfani-Cox. Khalfani-Cox boosted her ...

Americans' credit scores can have a dramatic impact on their lives, with a low score potentially delaying homeownership, marriage, starting a family, or even preventing them from renting an apartment.