Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

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Today, the White House announced an indefinite pause of the collection of defaulted federal student loan debt, including through the Treasury Offset Program, which applies any tax refunds towar ...