Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Paying off collections debt isn't always the clear win it looks like. Here's how to decide what path to take.

In today’s dynamic financial environment, lending businesses are under growing pressure. Rising delinquency rates, shifting customer expectations, and economic volatility are making traditional, ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

These moves can help you avoid years of back-breaking interest.

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest. If you're having trouble keeping up with ...

About 71% of U.S. adults surveyed say monthly debt payments prevent them from building wealth or savings, according to a recent survey by the National Foundation for Credit Counseling. "It's a reality ...

Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...