CR explains why most homeowners should consider flood insurance, where to get it, how much it costs, and everything else you need to know to protect your home.

Though natural disasters cycle across seasons and regions in the U.S., it’s often a shocking discovery for property owners how expansive and expensive flood and water damage can be when a major storm ...

Over the past 20 years, 99% of U.S. counties have experienced a flood event, according to the National Flood Insurance Program by the Federal Emergency Management Agency. While floods can be bigger ...

It’s the middle of hurricane season, and meteorologists say we’ve been lucky so far. Of the nine named storms and three hurricanes that have formed this season, only one short-lived tropical storm has ...

Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage. By Ann Carrns With the Atlantic hurricane season about to start, ...

Homeowners and renters are urged to review their insurance policies, as standard policies often exclude flood damage, requiring separate flood insurance. Flood insurance can be purchased through ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

Earlier this month, historic flooding left thousands of Milwaukee area residents with property damage. In the aftermath, many homeowners found out the hard way whether their policies would cover the ...

The National Flood Insurance Program (NFIP) cannot issue new flood insurance policies during a government shutdown. Existing NFIP policies remain valid if issued on or before September 30, 2025 and ...