Discover what homeowners insurance typically covers and what it doesn't cover, like flooding or earthquakes. Ensure that your home is fully protected.

Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require ...

In recent years, U.S. homeowners have seen insurance premiums skyrocket. Between 2021 and 2024, the national average premium increased by 24 percent, more than double the rate of inflation over the ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Having an understanding of your home insurance policy is important as you prepare for a hurricane — or any other catastrophic event for that matter. We’ve outlined seven necessary steps to ...

Your home projects probably start with comfort, safety or resale value in mind, not insurance fine print. Yet one seemingly ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

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Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...