Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost. Learn how this benefits both insurers and policyholders.

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial ...

Is your business under-insured? New research from the insurance company Hiscox suggests the answer is very likely to be yes. Almost three-quarters of small businesses worldwide are not properly ...

While insurance isn’t the most exciting thing to spend your money on each month, it can be an important expense to make sure you aren’t caught out in the event of an emergency. Perhaps the most common ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

When you have a conversation about the tools investors commonly use to build wealth, a wide array of assets — such as stocks, bonds, real estate, mutual funds, and more — are often the most common ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...