Earlier this year, online lender Better Mortgage introduced its “Better Forever” program, an incentive for existing and new customers that waives origination fees on future mortgage loans and ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

The Home Affordable Refinance Program (HARP) is a Federal refinance program initiated in 2009 and targeting underwater homeowners. It is designed for homeowners who are current in their mortgage ...

Rising home values have led to significant equity gains over the past few years. As of 2025, homeowners hold an aggregate of over $30 trillion. A cash-out refinance allows you to tap into your home ...

The Obama administration's new plan to stimulate refinancings of FHA mortgages is likely to help large numbers of homeowners cut their monthly costs - even those who are deeply underwater. But it's ...