Qualified distributions are allowed at age 59½, but an exception may allow you to make a penalty-free withdrawal Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net ...

The rule of 55 makes it easier to withdraw funds from your retirement account after you retire early. The process of ...

A SEPP plan allows you to withdraw from a 401(k) or traditional IRA before age 59 1/2 without paying a 10% penalty. Here's how.

You can now take penalty-free 401(k) withdrawals to pay for LTC insurance. The most you can withdraw for this purpose is $2,600 in 2026. Taking a 401(k) withdrawal for this reason could set your ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

Try as you might to plan your ideal retirement, life is full of surprises. The reality is that the majority of Americans — 58% — end up retiring earlier than expected, with the median retirement age ...

Given how restrictive retirement savings accounts can be, retiring young may seem like a pipe dream. However, the right plan ...

Index fund withdrawals with 65% embedded gains lose nearly 10% to capital gains taxes. Roth conversion ladders require five years before penalty-free access. Early retirees need bridge funding from ...

Tapping retirement funds to pay off debt may have short- and long-term drawbacks. If you are facing a hardship, you may be ...